Otsego County, NY home prices

Otsego County, NY: the typical home is worth $216,775 as of 2026-05, up +2.5% over the past year and +294.1% since 2000. Listings run about $172/sq ft…

Data as of May 2026 · by the Real Estate Price Map data team · methodology & sources

1986: $29,944 → 2026: $216,775 (7.2×) pre-2000 estimated via FHFA index

Market read

At $216,775, homes in Otsego County sit 14% below the New York median ($252,432) and 7% below the US median ($233,954). That ranks #45 of 62 New York counties by price.

Prices are holding steady (+2.5% in the last year) — a balanced market.

Homes here move at a steady pace — a median 45 days on the market, with 12% of listings cutting their asking price.

At 3.4× local income, that's more affordable than the typical US county (~3.8×).

Against the typical US price-to-income and price-to-rent, homes here look ~21% cheap for local incomes and rents — a relative bargain.

Buying looks cheaper than renting — ~$1,070/mo to buy (P&I, 20% down) vs $1,479/mo to rent.

Home value history

Zillow ZHVI, monthly from 2000 · recessions shaded. See the full 1975 history on the interactive map →

Nearby counties

Schoharie County, NY ($252,409) · Delaware County, NY ($248,674) · Chenango County, NY ($162,791) · Montgomery County, NY ($214,289) · Madison County, NY ($258,875) · Fulton County, NY ($222,612)