Real Estate Price Maphome prices by county

Montgomery County, NY home prices

Montgomery County, NY: the typical home is worth $214,289 as of 2026-05, up +2.1% over the past year and +228.0% since 2000. Listings run about $138/sq…

Data as of · by the Real Estate Price Map data team · methodology & sources

Montgomery County is cooling and undervalued — very affordable for what people here earn.

Momentum+2.1%Cooling
Valuation-15%Undervalued
Affordability9/10Very affordable
Market53 daysBalanced

Real Estate Price Map scores, derived from the data on this page · how we calculate them

1991: $72,810 → 2026: $214,289 (2.9×) pre-2000 estimated via FHFA index

Typical value$214,2892026-05
1-year+2.1%
5-year+31.9%
10-year+95.7%
Since 2000+228.0%
Population49k2024
Median income$61,4632023 · 3.5× income
Median rent$1,304/mo2026 · 7.3% gross yield
New homes/yr2122024
Price / sq ft$138listings
Days on market532026-06
Active listings892026-06
Price cuts17%of listings

Market read

At $214,289, homes in Montgomery County sit 15% below the New York median ($252,432) and 8% below the US median ($233,954). That ranks #46 of 62 New York counties by price.

Prices are holding steady (+2.1% in the last year) — a balanced market.

Homes here move at a steady pace — a median 53 days on the market, with 17% of listings cutting their asking price.

At 3.5× local income, that's more affordable than the typical US county (~3.8×).

Against the typical US price-to-income and price-to-rent, homes here look ~15% cheap for local incomes and rents — a relative bargain.

Buying looks cheaper than renting — ~$1,058/mo to buy (P&I, 20% down) vs $1,304/mo to rent.

Home value history

Zillow ZHVI, monthly from 2000 · recessions shaded. See the full 1975 history on the interactive map →

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Nearby counties

Fulton County, NY ($222,612) · Schenectady County, NY ($309,203) · Schoharie County, NY ($252,409) · Albany County, NY ($370,761) · Saratoga County, NY ($465,901) · Otsego County, NY ($216,775)

Frequently asked questions

What is the average home price in Montgomery County, NY?
The typical home in Montgomery County is worth $214,289 as of 2026-05, based on the Zillow Home Value Index.
Are home prices in Montgomery County rising or falling?
Prices are up +2.1% over the past year and +228.0% since 2000 — a balanced market.
Is Montgomery County affordable?
At 3.5× the local median income of $61,463, Montgomery County is more affordable than the typical US county.
What is the rental yield in Montgomery County?
Median rent is $1,304/mo — a gross rental yield of 7.3% on the typical home.
How fast do homes sell in Montgomery County?
Homes here take a median of 53 days to sell, with 17% of listings cutting their asking price.
Median home value by year
YearMedian home value
2000$65,340
2001$70,253
2002$76,080
2003$83,465
2004$91,801
2005$103,974
2006$115,609
2007$118,776
2008$121,367
2009$117,076
2010$111,649
2011$111,396
2012$110,674
2013$109,315
2014$106,799
2015$105,694
2016$109,689
2017$114,715
2018$119,832
2019$125,597
2020$134,095
2021$153,155
2022$169,427
2023$186,016
2024$196,710
2025$209,628
2026$207,402