Spencer County, KY home prices
Spencer County, KY: the typical home is worth $378,789 as of 2026-05, up +5.8% over the past year and n/a since 2000. Listings run about $205/sq ft. Rent…
Spencer County is cooling and fairly valued — very affordable for what people here earn.
Real Estate Price Map scores, derived from the data on this page · how we calculate them
1992: $116,860 → 2026: $378,789 (3.2×) pre-2000 estimated via FHFA index
Market read
At $378,789, homes in Spencer County sit 109% above the Kentucky median ($181,510) and 62% above the US median ($233,954). That ranks #2 of 120 Kentucky counties by price.
Prices are holding steady (+5.8% in the last year) — a balanced market.
Homes here move at a steady pace — a median 41 days on the market, with 21% of listings cutting their asking price.
At 3.9× local income, that's pricier than the typical US county (~3.8×).
Prices here sit roughly in line with what local incomes and rents imply at the typical US multiple.
Home value history
Zillow ZHVI, monthly from 2000 · recessions shaded. See the full 1975 history on the interactive map →
Nearby counties
Shelby County, KY ($328,713) · Nelson County, KY ($267,187) · Anderson County, KY ($265,543) · Washington County, KY ($256,909) · Bullitt County, KY ($299,253) · Jefferson County, KY ($269,403)
Frequently asked questions
What is the average home price in Spencer County, KY?
Are home prices in Spencer County rising or falling?
Is Spencer County affordable?
How fast do homes sell in Spencer County?
| Year | Median home value |
|---|---|
| 2009 | $172,334 |
| 2010 | $168,513 |
| 2011 | $160,735 |
| 2012 | $155,501 |
| 2013 | $162,504 |
| 2014 | $171,663 |
| 2015 | $178,764 |
| 2016 | $193,367 |
| 2017 | $203,895 |
| 2018 | $218,326 |
| 2019 | $227,599 |
| 2020 | $242,161 |
| 2021 | $276,249 |
| 2022 | $313,640 |
| 2023 | $327,942 |
| 2024 | $341,200 |
| 2025 | $356,210 |
| 2026 | $373,892 |