Real Estate Price Maphome prices by county

Saginaw County, MI home prices

Saginaw County, MI: the typical home is worth $173,333 as of 2026-05, up +7.4% over the past year and +119.3% since 2000. Listings run about $105/sq ft…

Data as of · by the Real Estate Price Map data team · methodology & sources

Saginaw County is cooling and undervalued — very affordable for what people here earn.

Momentum+7.4%Cooling
Valuation-23%Undervalued
Affordability9/10Very affordable
Market45 daysBalanced

Real Estate Price Map scores, derived from the data on this page · how we calculate them

1976: $25,921 → 2026: $173,333 (6.7×) pre-2000 estimated via FHFA index

Typical value$173,3332026-05
1-year+7.4%
5-year+41.3%
10-year+130.6%
Since 2000+119.3%
Population187k2024
Median income$59,1882023 · 2.9× income
Median rent$1,106/mo2026 · 7.7% gross yield
New homes/yr1412024
Price / sq ft$105listings
Days on market452026-06
Active listings4422026-06
Price cuts18%of listings

Market read

At $173,333, homes in Saginaw County sit 24% below the Michigan median ($228,626) and 26% below the US median ($233,954). That ranks #73 of 83 Michigan counties by price.

Prices are climbing fast (+7.4% in the last year) — a seller's market.

Homes here move at a steady pace — a median 45 days on the market, with 18% of listings cutting their asking price.

At 2.9× local income, that's more affordable than the typical US county (~3.8×).

Against the typical US price-to-income and price-to-rent, homes here look ~23% cheap for local incomes and rents — a relative bargain.

Buying looks cheaper than renting — ~$856/mo to buy (P&I, 20% down) vs $1,106/mo to rent.

Home value history

Zillow ZHVI, monthly from 2000 · recessions shaded. See the full 1975 history on the interactive map →

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Nearby counties

Bay County, MI ($186,609) · Shiawassee County, MI ($215,565) · Midland County, MI ($247,028) · Genesee County, MI ($197,853) · Gratiot County, MI ($184,536) · Tuscola County, MI ($189,043)

Frequently asked questions

What is the average home price in Saginaw County, MI?
The typical home in Saginaw County is worth $173,333 as of 2026-05, based on the Zillow Home Value Index.
Are home prices in Saginaw County rising or falling?
Prices are up +7.4% over the past year and +119.3% since 2000 — a seller's market.
Is Saginaw County affordable?
At 2.9× the local median income of $59,188, Saginaw County is more affordable than the typical US county.
What is the rental yield in Saginaw County?
Median rent is $1,106/mo — a gross rental yield of 7.7% on the typical home.
How fast do homes sell in Saginaw County?
Homes here take a median of 45 days to sell, with 18% of listings cutting their asking price.
Median home value by year
YearMedian home value
2000$79,053
2001$82,784
2002$85,574
2003$88,917
2004$93,355
2005$95,898
2006$96,436
2007$90,222
2008$84,331
2009$75,521
2010$78,482
2011$77,708
2012$69,795
2013$70,636
2014$72,049
2015$74,139
2016$75,785
2017$78,211
2018$85,880
2019$90,490
2020$100,643
2021$114,938
2022$126,418
2023$140,921
2024$150,137
2025$159,543
2026$171,197