Saginaw County, MI home prices
Saginaw County, MI: the typical home is worth $173,333 as of 2026-05, up +7.4% over the past year and +119.3% since 2000. Listings run about $105/sq ft…
Saginaw County is cooling and undervalued — very affordable for what people here earn.
Real Estate Price Map scores, derived from the data on this page · how we calculate them
1976: $25,921 → 2026: $173,333 (6.7×) pre-2000 estimated via FHFA index
Market read
At $173,333, homes in Saginaw County sit 24% below the Michigan median ($228,626) and 26% below the US median ($233,954). That ranks #73 of 83 Michigan counties by price.
Prices are climbing fast (+7.4% in the last year) — a seller's market.
Homes here move at a steady pace — a median 45 days on the market, with 18% of listings cutting their asking price.
At 2.9× local income, that's more affordable than the typical US county (~3.8×).
Against the typical US price-to-income and price-to-rent, homes here look ~23% cheap for local incomes and rents — a relative bargain.
Buying looks cheaper than renting — ~$856/mo to buy (P&I, 20% down) vs $1,106/mo to rent.
Home value history
Zillow ZHVI, monthly from 2000 · recessions shaded. See the full 1975 history on the interactive map →
Nearby counties
Bay County, MI ($186,609) · Shiawassee County, MI ($215,565) · Midland County, MI ($247,028) · Genesee County, MI ($197,853) · Gratiot County, MI ($184,536) · Tuscola County, MI ($189,043)
Frequently asked questions
What is the average home price in Saginaw County, MI?
Are home prices in Saginaw County rising or falling?
Is Saginaw County affordable?
What is the rental yield in Saginaw County?
How fast do homes sell in Saginaw County?
| Year | Median home value |
|---|---|
| 2000 | $79,053 |
| 2001 | $82,784 |
| 2002 | $85,574 |
| 2003 | $88,917 |
| 2004 | $93,355 |
| 2005 | $95,898 |
| 2006 | $96,436 |
| 2007 | $90,222 |
| 2008 | $84,331 |
| 2009 | $75,521 |
| 2010 | $78,482 |
| 2011 | $77,708 |
| 2012 | $69,795 |
| 2013 | $70,636 |
| 2014 | $72,049 |
| 2015 | $74,139 |
| 2016 | $75,785 |
| 2017 | $78,211 |
| 2018 | $85,880 |
| 2019 | $90,490 |
| 2020 | $100,643 |
| 2021 | $114,938 |
| 2022 | $126,418 |
| 2023 | $140,921 |
| 2024 | $150,137 |
| 2025 | $159,543 |
| 2026 | $171,197 |