Real Estate Price Maphome prices by county

Effingham County, IL home prices

Effingham County, IL: the typical home is worth $220,106 as of 2026-05, up +3.5% over the past year and n/a since 2000. Listings run about $144/sq ft…

Data as of · by the Real Estate Price Map data team · methodology & sources

Effingham County is cooling and undervalued — very affordable for what people here earn.

Momentum+3.5%Cooling
Valuation-19%Undervalued
Affordability9/10Very affordable
Market61 daysBalanced

Real Estate Price Map scores, derived from the data on this page · how we calculate them

1991: $101,287 → 2026: $220,106 (2.2×) pre-2000 estimated via FHFA index

Typical value$220,1062026-05
1-year+3.5%
5-year+25.9%
10-year+59.2%
Since 2000n/a
Population34k2024
Median income$72,1582023 · 3.1× income
New homes/yr302024
Price / sq ft$144listings
Days on market612026-06
Active listings632026-06
Price cuts25%of listings

Market read

At $220,106, homes in Effingham County sit 39% above the Illinois median ($158,388) and 6% below the US median ($233,954). That ranks #20 of 102 Illinois counties by price.

Prices are holding steady (+3.5% in the last year) — a balanced market.

Homes here take a while to sell — a median 61 days on the market, with 25% of listings cutting their asking price.

At 3.1× local income, that's more affordable than the typical US county (~3.8×).

Against the typical US price-to-income and price-to-rent, homes here look ~19% cheap for local incomes and rents — a relative bargain.

Home value history

Zillow ZHVI, monthly from 2000 · recessions shaded. See the full 1975 history on the interactive map →

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Nearby counties

Clay County, IL ($113,821) · Fayette County, IL ($149,808) · Jasper County, IL ($183,349) · Cumberland County, IL ($172,749) · Shelby County, IL ($167,765) · Marion County, IL ($123,471)

Frequently asked questions

What is the average home price in Effingham County, IL?
The typical home in Effingham County is worth $220,106 as of 2026-05, based on the Zillow Home Value Index.
Are home prices in Effingham County rising or falling?
Prices are up +3.5% over the past year and n/a since 2000 — a balanced market.
Is Effingham County affordable?
At 3.1× the local median income of $72,158, Effingham County is more affordable than the typical US county.
How fast do homes sell in Effingham County?
Homes here take a median of 61 days to sell, with 25% of listings cutting their asking price.
Median home value by year
YearMedian home value
2009$136,444
2010$127,878
2011$125,359
2012$124,403
2013$127,500
2014$130,133
2015$131,735
2016$139,185
2017$141,511
2018$148,935
2019$155,623
2020$161,552
2021$172,788
2022$196,344
2023$202,690
2024$204,934
2025$209,292
2026$219,355