Clay County, NC home prices
Clay County, NC: the typical home is worth $345,538 as of 2026-05, down -0.9% over the past year and +258.6% since 2000. Listings run about $235/sq ft…
Clay County is flat and overvalued — a stretch for what people here earn.
Real Estate Price Map scores, derived from the data on this page · how we calculate them
1997: $81,983 → 2026: $345,538 (4.2×) pre-2000 estimated via FHFA index
Market read
At $345,538, homes in Clay County sit 25% above the North Carolina median ($275,414) and 48% above the US median ($233,954). That ranks #29 of 100 North Carolina counties by price.
Prices are holding steady (-0.9% in the last year) — a balanced market.
Homes here take a while to sell — a median 68 days on the market, with 14% of listings cutting their asking price.
At 6.5× local income, that's pricier than the typical US county (~3.8×).
Against the typical US price-to-income and price-to-rent, homes here look ~72% expensive for local incomes and rents.
Home value history
Zillow ZHVI, monthly from 2000 · recessions shaded. See the full 1975 history on the interactive map →
Nearby counties
Towns County, GA ($400,447) · Cherokee County, NC ($274,117) · Macon County, NC ($363,712) · Union County, GA ($383,194) · Graham County, NC ($226,064) · Rabun County, GA ($407,940)
Frequently asked questions
What is the average home price in Clay County, NC?
Are home prices in Clay County rising or falling?
Is Clay County affordable?
How fast do homes sell in Clay County?
| Year | Median home value |
|---|---|
| 2000 | $96,347 |
| 2001 | $104,830 |
| 2002 | $107,585 |
| 2003 | $113,878 |
| 2004 | $116,014 |
| 2005 | $124,859 |
| 2006 | $148,200 |
| 2007 | $162,918 |
| 2008 | $171,195 |
| 2009 | $170,256 |
| 2010 | $161,138 |
| 2011 | $155,101 |
| 2012 | $146,900 |
| 2013 | $148,542 |
| 2014 | $149,223 |
| 2015 | $156,563 |
| 2016 | $166,752 |
| 2017 | $174,260 |
| 2018 | $179,820 |
| 2019 | $192,200 |
| 2020 | $200,470 |
| 2021 | $235,261 |
| 2022 | $282,678 |
| 2023 | $318,890 |
| 2024 | $336,779 |
| 2025 | $348,022 |
| 2026 | $344,684 |