Real Estate Price Maphome prices by county

Clay County, IA home prices

Clay County, IA: the typical home is worth $195,239 as of 2026-05, up +6.8% over the past year and n/a since 2000. Listings run about $125/sq ft. Rent…

Data as of · by the Real Estate Price Map data team · methodology & sources

Clay County is cooling and undervalued — very affordable for what people here earn.

Momentum+6.8%Cooling
Valuation-28%Undervalued
Affordability10/10Very affordable
Market49 daysBalanced

Real Estate Price Map scores, derived from the data on this page · how we calculate them

1988: $50,962 → 2026: $195,239 (3.8×) pre-2000 estimated via FHFA index

Typical value$195,2392026-05
1-year+6.8%
5-year+31.1%
10-year+62.6%
Since 2000n/a
Population16k2024
Median income$72,0212023 · 2.7× income
New homes/yr92024
Price / sq ft$125listings
Days on market492026-06
Active listings552026-06
Price cuts23%of listings

Market read

At $195,239, homes in Clay County sit 1% above the Iowa median ($192,409) and 17% below the US median ($233,954). That ranks #47 of 99 Iowa counties by price.

Prices are climbing fast (+6.8% in the last year) — a seller's market.

Homes here move at a steady pace — a median 49 days on the market, with 23% of listings cutting their asking price.

At 2.7× local income, that's more affordable than the typical US county (~3.8×).

Against the typical US price-to-income and price-to-rent, homes here look ~28% cheap for local incomes and rents — a relative bargain.

Home value history

Zillow ZHVI, monthly from 2000 · recessions shaded. See the full 1975 history on the interactive map →

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Nearby counties

Dickinson County, IA ($385,323) · Buena Vista County, IA ($190,636) · O Brien County, IA ($192,409) · Palo Alto County, IA ($173,766) · Emmet County, IA ($155,186) · Osceola County, IA ($175,037)

Frequently asked questions

What is the average home price in Clay County, IA?
The typical home in Clay County is worth $195,239 as of 2026-05, based on the Zillow Home Value Index.
Are home prices in Clay County rising or falling?
Prices are up +6.8% over the past year and n/a since 2000 — a seller's market.
Is Clay County affordable?
At 2.7× the local median income of $72,021, Clay County is more affordable than the typical US county.
How fast do homes sell in Clay County?
Homes here take a median of 49 days to sell, with 23% of listings cutting their asking price.
Median home value by year
YearMedian home value
2009$101,521
2010$99,619
2011$99,123
2012$100,834
2013$103,285
2014$109,346
2015$111,780
2016$118,542
2017$124,117
2018$126,626
2019$129,176
2020$135,355
2021$145,472
2022$163,221
2023$172,316
2024$177,629
2025$182,584
2026$193,681