Clay County, IA home prices
Clay County, IA: the typical home is worth $195,239 as of 2026-05, up +6.8% over the past year and n/a since 2000. Listings run about $125/sq ft. Rent…
Clay County is cooling and undervalued — very affordable for what people here earn.
Real Estate Price Map scores, derived from the data on this page · how we calculate them
1988: $50,962 → 2026: $195,239 (3.8×) pre-2000 estimated via FHFA index
Market read
At $195,239, homes in Clay County sit 1% above the Iowa median ($192,409) and 17% below the US median ($233,954). That ranks #47 of 99 Iowa counties by price.
Prices are climbing fast (+6.8% in the last year) — a seller's market.
Homes here move at a steady pace — a median 49 days on the market, with 23% of listings cutting their asking price.
At 2.7× local income, that's more affordable than the typical US county (~3.8×).
Against the typical US price-to-income and price-to-rent, homes here look ~28% cheap for local incomes and rents — a relative bargain.
Home value history
Zillow ZHVI, monthly from 2000 · recessions shaded. See the full 1975 history on the interactive map →
Nearby counties
Dickinson County, IA ($385,323) · Buena Vista County, IA ($190,636) · O Brien County, IA ($192,409) · Palo Alto County, IA ($173,766) · Emmet County, IA ($155,186) · Osceola County, IA ($175,037)
Frequently asked questions
What is the average home price in Clay County, IA?
Are home prices in Clay County rising or falling?
Is Clay County affordable?
How fast do homes sell in Clay County?
| Year | Median home value |
|---|---|
| 2009 | $101,521 |
| 2010 | $99,619 |
| 2011 | $99,123 |
| 2012 | $100,834 |
| 2013 | $103,285 |
| 2014 | $109,346 |
| 2015 | $111,780 |
| 2016 | $118,542 |
| 2017 | $124,117 |
| 2018 | $126,626 |
| 2019 | $129,176 |
| 2020 | $135,355 |
| 2021 | $145,472 |
| 2022 | $163,221 |
| 2023 | $172,316 |
| 2024 | $177,629 |
| 2025 | $182,584 |
| 2026 | $193,681 |