Bay County, FL home prices
Bay County, FL: the typical home is worth $345,836 as of 2026-05, down -1.6% over the past year and +204.1% since 2000. Listings run about $298/sq ft…
Bay County is falling and overvalued — affordable for what people here earn.
Real Estate Price Map scores, derived from the data on this page · how we calculate them
1975: $34,809 → 2026: $345,836 (9.9×) pre-2000 estimated via FHFA index
Market read
At $345,836, homes in Bay County sit 12% above the Florida median ($309,004) and 48% above the US median ($233,954). That ranks #26 of 67 Florida counties by price.
Prices are cooling (-1.6% in the last year) — leaning buyer's market.
Homes here take a while to sell — a median 85 days on the market, with 22% of listings cutting their asking price.
At 4.9× local income, that's pricier than the typical US county (~3.8×).
Against the typical US price-to-income and price-to-rent, homes here look ~12% expensive for local incomes and rents.
Rent and buy are close — ~$1,707/mo to buy (P&I, 20% down) vs $1,677/mo to rent.
Home value history
Zillow ZHVI, monthly from 2000 · recessions shaded. See the full 1975 history on the interactive map →
Nearby counties
Calhoun County, FL ($180,453) · Gulf County, FL ($404,460) · Washington County, FL ($225,216) · Liberty County, FL ($206,422) · Walton County, FL ($656,360) · Jackson County, FL ($184,210)
Frequently asked questions
What is the average home price in Bay County, FL?
Are home prices in Bay County rising or falling?
Is Bay County affordable?
What is the rental yield in Bay County?
How fast do homes sell in Bay County?
| Year | Median home value |
|---|---|
| 2000 | $113,718 |
| 2001 | $120,956 |
| 2002 | $124,560 |
| 2003 | $132,399 |
| 2004 | $148,752 |
| 2005 | $185,379 |
| 2006 | $241,658 |
| 2007 | $243,347 |
| 2008 | $229,928 |
| 2009 | $202,145 |
| 2010 | $180,141 |
| 2011 | $167,139 |
| 2012 | $151,042 |
| 2013 | $152,831 |
| 2014 | $163,362 |
| 2015 | $172,969 |
| 2016 | $184,336 |
| 2017 | $189,868 |
| 2018 | $202,402 |
| 2019 | $223,100 |
| 2020 | $232,786 |
| 2021 | $261,877 |
| 2022 | $317,299 |
| 2023 | $363,005 |
| 2024 | $366,891 |
| 2025 | $354,308 |
| 2026 | $341,991 |