Real Estate Price Maphome prices by county

Bay County, FL home prices

Bay County, FL: the typical home is worth $345,836 as of 2026-05, down -1.6% over the past year and +204.1% since 2000. Listings run about $298/sq ft…

Data as of · by the Real Estate Price Map data team · methodology & sources

Bay County is falling and overvalued — affordable for what people here earn.

Momentum-1.6%Falling
Valuation+12%Elevated
Affordability7/10Affordable
Market85 daysBuyer's market

Real Estate Price Map scores, derived from the data on this page · how we calculate them

1975: $34,809 → 2026: $345,836 (9.9×) pre-2000 estimated via FHFA index

Typical value$345,8362026-05
1-year-1.6%
5-year+24.7%
10-year+84.9%
Since 2000+204.1%
Population199k2024
Median income$70,8592023 · 4.9× income
Median rent$1,677/mo2026 · 5.8% gross yield
New homes/yr2,4732024
Price / sq ft$298listings
Days on market852026-06
Active listings2,9432026-06
Price cuts22%of listings

Market read

At $345,836, homes in Bay County sit 12% above the Florida median ($309,004) and 48% above the US median ($233,954). That ranks #26 of 67 Florida counties by price.

Prices are cooling (-1.6% in the last year) — leaning buyer's market.

Homes here take a while to sell — a median 85 days on the market, with 22% of listings cutting their asking price.

At 4.9× local income, that's pricier than the typical US county (~3.8×).

Against the typical US price-to-income and price-to-rent, homes here look ~12% expensive for local incomes and rents.

Rent and buy are close — ~$1,707/mo to buy (P&I, 20% down) vs $1,677/mo to rent.

Home value history

Zillow ZHVI, monthly from 2000 · recessions shaded. See the full 1975 history on the interactive map →

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Nearby counties

Calhoun County, FL ($180,453) · Gulf County, FL ($404,460) · Washington County, FL ($225,216) · Liberty County, FL ($206,422) · Walton County, FL ($656,360) · Jackson County, FL ($184,210)

Frequently asked questions

What is the average home price in Bay County, FL?
The typical home in Bay County is worth $345,836 as of 2026-05, based on the Zillow Home Value Index.
Are home prices in Bay County rising or falling?
Prices are down -1.6% over the past year and +204.1% since 2000 — a buyer's market.
Is Bay County affordable?
At 4.9× the local median income of $70,859, Bay County is pricier than the typical US county.
What is the rental yield in Bay County?
Median rent is $1,677/mo — a gross rental yield of 5.8% on the typical home.
How fast do homes sell in Bay County?
Homes here take a median of 85 days to sell, with 22% of listings cutting their asking price.
Median home value by year
YearMedian home value
2000$113,718
2001$120,956
2002$124,560
2003$132,399
2004$148,752
2005$185,379
2006$241,658
2007$243,347
2008$229,928
2009$202,145
2010$180,141
2011$167,139
2012$151,042
2013$152,831
2014$163,362
2015$172,969
2016$184,336
2017$189,868
2018$202,402
2019$223,100
2020$232,786
2021$261,877
2022$317,299
2023$363,005
2024$366,891
2025$354,308
2026$341,991